KCC - Crop

Product DetailsKisan Credit Card (KCC)
DescriptionKisan Credit Card scheme to farmers for crop cultivation
Eligibilitya. All Farmers – Individuals / Joint borrowers who are owner cultivators
b. Tenant Farmers, Oral Lessees & Share Croppers
c. Self Help Groups or Joint Liability Groups of Farmers including tenant farmers etc
Purposea.To meet the short term credit requirements for cultivation of crops.
b. Post harvest expenses
c. Produce Marketing loan
d. Consumption requirements of farmer households.
e. Working capital for maintenance of farm assets
Max. Loan AmountNo Limit. (Subject to Land holding and Scale of Finance). Interest Subvention available for loans upto Rs.3 lakhs
Rate of Interest7% – Upto Rs.3 lakhs
Card Rate – Above 3 lakhs
Other ConditionsPlease visit nearest Branch