KCC - Crop
|Product Details||Kisan Credit Card (KCC)|
|Description||Kisan Credit Card scheme to farmers for crop cultivation|
|Eligibility||a. All Farmers – Individuals / Joint borrowers who are owner cultivators
b. Tenant Farmers, Oral Lessees & Share Croppers
c. Self Help Groups or Joint Liability Groups of Farmers including tenant farmers etc
|Purpose||a.To meet the short term credit requirements for cultivation of crops.
b. Post harvest expenses
c. Produce Marketing loan
d. Consumption requirements of farmer households.
e. Working capital for maintenance of farm assets
|Max. Loan Amount||No Limit. (Subject to Land holding and Scale of Finance). Interest Subvention available for loans upto Rs.3 lakhs|
|Rate of Interest||7% – Upto Rs.3 lakhs
Card Rate – Above 3 lakhs
|Other Conditions||Please visit nearest Branch|